Insurance Agency in Keego Harbor, MI • (248) 682-1510

Four Questions to Ask Tree Service Companies | Homeowner’s Insurance Keego Harbor

1) Are you insured? If they do damage to your home your insurance company can get reimbursed for the claim.
2) Will you haul away the limbs and wood? Sometimes the lowest price may not always include removal of the debris.
3) Are you familiar with my tree? Good to know what is going on and maybe you’re going to have more problems due to a certain type of disease or bugs.
4) What type of equipment do you have? Harnesses, bucket truck, hard hats, and newer equipment that can carry the debris without damage to your lawn.

We are also asked about whether or not a neighbor’s tree that falls on your property is the neighbor’s responsibility. The answer is based on “Negligence”. If a tree that is healthy falls due to an act of God such as a windstorm, your neighbor is not responsible for the damages. But if the tree is dead, and you have given your neighbor written notification that he should remove the tree before it hits your home, the neighbor can be responsible for your damages.

Do keep your tree branches away from your roof. If the branches touch the shingles, it can do damage to the roof. Be careful with the do it yourself approach. Many people get injured or die from being hit by the dropping of trees or the tree limbs. Windy conditions are to be avoided when you are dropping a tree. If you do it yourself, make sure you have leather boots, proper gloves, eye protection, and some ear plugs.

Also, do shop around. The last tree I had taken down, the first quote was around $1,400, and then it was $1,000 with a lot of pressure to do it now as the tree removal company was in the neighborhood. I told him I was in the insurance business and was in no hurry. He hung up on me. I ended with a better price of $800 including the removal of all debris. I paid by check when the job was finished.

John Linemeyer, CPCU

Complete Insurance Services, Inc. specializes in providing personalized insurance coverage that meets the needs of families and business. If you have questions about your homeowner’s insurance coverage, we can help!

We are an independent agency representing numerous insurance companies, so you get the best insurance coverage and protection at the most reasonable price. Whether you need homeowner’s insurance, auto insurance, life insurance, medical insurance, or business insurance coverage, Complete Insurance Services has a plan for everyone.

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The team at Complete Insurance is ready to provide personalized, no-obligation quotes for all your insurance needs.

Top Rated Agency

Keego Harbor’s top-rated agency for exceptional personal and business insurance solutions.

Joe Morrison
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Walker & his staff at Complete Insurance Services are second to none. We get personal, timely service on top of unbelievable rates. Have happily recommended them to family, friends & colleagues. If you need insurance, look no further!!
Sarah Shock
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Walker and his team have gone above and beyond for our family on multiple occasions. By far the easiest company I have worked with for communication.
Aaron F.
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I have been insured by Auto Owners Insurance through the Complete Insurance Agency for more than 10 years. John and his staff have helped me through a few houses and a couple of claims. Top notch service from a very professional organization. Thank you for all of your service !
Kim Simmons
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Best insurance agents I've ever dealt with. I've got my auto and homeowners with them. A few homeowners claims with no problems. Every time I call, they treat me like family and quickly respond to my requests. I have , and will recommend them to anyone.
Sheryl Parker
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Great pricing and good service. Very knowledgeable.
Dave Trish
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Walker is fantastic. Quick to respond and always finds the best rates.
Dominic Jr C.
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Simply the best service anyone can ask for. Been with them for 24 years. Looking forward to 24 more!
Zada F.
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I like the fact that this is a family owned and operated business. They have helped to individualize my auto and home insurance needs. The staff is always helpful in answering my questions. Iv'e been with the company for over twenty years.