Insurance Agency in Keego Harbor, MI • (248) 682-1510

Protect Your Assets with a Personal Umbrella Policy

Even though you have insurance that protects your automobiles, your home or your “toys” (boats, motorcycles and seasonal locations), do you have insurance that protects your assets? Is protecting your family’s financial assets a priority for you?
Auto-Owners Insurance can help protect your assets with a personal umbrella policy.

A personal umbrella policy provides additional liability limits above your personal auto, homeowners and watercraft policies. It protects your assets from a liability suit and from paying out of pocket if there were a catastrophic liability claim. It also provides defense coverage, and in some cases may provide coverage when your other policies do not.

Here are two examples how a personal umbrella policy may help you:

Automobile: You are involved in an accident with another automobile where the passenger in the other vehicle sustained major injuries. You could be sued for $2 million in medical bills.

Social Media: Your teenager writes something on a social media site about another person in their school. The other teen’s parents sue for $3 million, because they feel the remarks are defaming and disparaging.

In both cases, your primary policy may pay on average only $250 – $500K, leaving the additional burden to you and your family. A personal umbrella can help ease that burden.

A personal umbrella policy is affordable. If you have only one automobile and one home, $1 million in coverage may cost just $150 to $200 a year. Additional automobiles, recreational vehicles, watercraft and additional liability limits would cause the premium to increase.

We all love lower premiums and there is a way for you to save money with multi-policy discounts. When you insure your automobiles and home with Auto-Owners Insurance, you will receive a discount on your personal umbrella policy. Conversely, a personal umbrella policy will give you a discount on your automobile and homeowners policies.

Contact our agency for more information regarding an Auto-Owners Insurance personal umbrella policy and how it will help protect you and your family.

Start Quotes Here

The team at Complete Insurance is ready to provide personalized, no-obligation quotes for all your insurance needs.

Top Rated Agency

Keego Harbor’s top-rated agency for exceptional personal and business insurance solutions.

Joe Morrison
Read More
Walker & his staff at Complete Insurance Services are second to none. We get personal, timely service on top of unbelievable rates. Have happily recommended them to family, friends & colleagues. If you need insurance, look no further!!
Sarah Shock
Read More
Walker and his team have gone above and beyond for our family on multiple occasions. By far the easiest company I have worked with for communication.
Aaron F.
Read More
I have been insured by Auto Owners Insurance through the Complete Insurance Agency for more than 10 years. John and his staff have helped me through a few houses and a couple of claims. Top notch service from a very professional organization. Thank you for all of your service !
Kim Simmons
Read More
Best insurance agents I've ever dealt with. I've got my auto and homeowners with them. A few homeowners claims with no problems. Every time I call, they treat me like family and quickly respond to my requests. I have , and will recommend them to anyone.
Sheryl Parker
Read More
Great pricing and good service. Very knowledgeable.
Dave Trish
Read More
Walker is fantastic. Quick to respond and always finds the best rates.
Dominic Jr C.
Read More
Simply the best service anyone can ask for. Been with them for 24 years. Looking forward to 24 more!
Zada F.
Read More
I like the fact that this is a family owned and operated business. They have helped to individualize my auto and home insurance needs. The staff is always helpful in answering my questions. Iv'e been with the company for over twenty years.