Understanding Ice Damns, Do You Have the Right Coverage?
Understanding the Ice Damn Making sure your home and property are protected is a safety net for your home when nature takes it toll. And if you live in Michigan, you know what to expect however, being prepared for the unexpected is the key. Ice dams form when the snow melts on an upper, warmer […]
Homeowners Policy Debris Removal Coverage’s
Somewhere in your Homeowners Policy is an important coverage called Debris Removal. The coverage I am speaking of is for removal of trees which have fallen onto the premise without hitting the home. On all Homeowners policies there is a special sub limit of coverage that you need to be aware of. In reviewing some […]
Car Rental Coverage – Here’s What You Need to Know
We frequently gets calls from customers wondering if their rental vehicle is covered by their auto insurance policy while on vacation. If you have an Auto-Owners personal auto policy, it has specific coverage provisions that address whether an accident in a rental vehicle is covered. Let’s look at a common example: You take a vacation […]
Five Tips for Buying Insurance for Contractors Equipment
Theft of Contractors Equipment is getting bigger and more organized. Five suspects from Metro Detroit Area, were arrested for more than 50 thefts in Michigan, as well as Indian and Ohio. Here are my Five Tips for covering your equipment: 1) Schedule the larger equipment: This gives you a lower rate. The Blanket rate is […]
Five Quick Maintenance Tips for Your Car | Complete Insurance Services MI
Every once in a while, you need to do a pulse check on your car. We do inspections once a year or so, depending on your state, but between inspections there are checks you need to make on your car to ensure it’s running smoothly and being well kept. Cars are made of so many […]
5 Reasons to Have Business Insurance | Keego Harbor
You need business insurance. Plain and simple. It may seem like a headache or stressful, but a company cannot function without business insurance, in many cases legally. Business insurance is a requirement by law and by function of your professionalism and is one of the first things you should do when you start your own […]
The Importance of Renter’s Insurance | Keego Harbor MI
When you live in a place you rent, you may not realize you need to get additional coverage to protect your property. While your landlord is responsible for the property itself, its maintenance, and paying to fix things as long as they were not broken in an unreasonable way, you still need to cover your […]
Four Questions to Ask Tree Service Companies | Homeowner’s Insurance Keego Harbor
1) Are you insured? If they do damage to your home your insurance company can get reimbursed for the claim. 2) Will you haul away the limbs and wood? Sometimes the lowest price may not always include removal of the debris. 3) Are you familiar with my tree? Good to know what is going on […]
Homeowners Coverage’s That You Should Know About
Most clients know that jewelry insurance can be added to the Homeowners policy. Did you know that there is an optional coverage you can add called Agreed Amount? The purpose is to have the insurance company agree with the appraised value. In the event the ring is lost, the insurance company cannot offer you less […]